Car insurance premiums can change annually based on factors related to your driving history, your vehicle value, vehicle condition, external factors & regulatory changes in the insurance industry. Sometimes, such increases is out of your control, but your driving history and claim record often plays a significant role.

Key factors that influence premium changes :

• Your driving history – accidents or claims can raise your rate.
• No-claims discounts help reduce your premium if you haven't made a claim.
• Car age and condition – older cars may cost less to insure.
• Insurance market trends – inflation and repair costs affect overall rates.
• Policy changes or updates – like having agency repair covers, adding drivers or modifying coverage.

Click here to get a quote, connect with our motor insurance experts, and find the perfect plan for your vehicle.