Question:
Which type of car insurance is more beneficial in UAE?
When choosing between comprehensive car insurance and third-party liability insurance in the UAE, it is important to understand your coverage requirement and options. Comprehensive car insurance is generally more beneficial for most drivers in UAE as it provides extensive coverage, including protection against damage to your vehicle, third-party liabilities, theft, fire, natural disasters, personal accident to driver or passengers. This type of insurance is particularly advantageous for owners of new, high-value, or cars bought on financing. On the other hand, third-party liability insurance is the minimum legal car insurance requirement in the UAE and cover damages or injuries you cause to others with your vehicle but does not protect your vehicle against any own damages or repairs. It is a cost-effective choice for older or lower-value cars.
Car insurance in UAE is mandatory, and choosing the right type ensures financial security and compliance with the law. For the best benefits, consider factors like your car’s value, usage, and your driving habits.
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