Question:
What is the main difference between Comprehensive and Third-party Liability Car Insurance in UAE?
The main difference between comprehensive and third-party liability car insurance in the UAE lies in the extent of coverage:
Third-Party Liability Insurance:
o Coverage: Covers your legal liability for damages caused to other people's property or injuries sustained by others in an accident involving your vehicle.
o Limitations: Does not cover damage to your own vehicle.
Comprehensive Car Insurance:
o Coverage: Covers both your legal liability for damages to third parties and damage to your own vehicle. This includes accidents, theft, fire, natural disasters, and sometimes even vandalism.
o Broader Protection: Offers significantly broader protection than third-party liability, providing peace of mind and financial security in case of unforeseen incidents.
Choosing the right type of motor insurance in UAE depends on your car’s value, usage, and
your willingness to bear potential repair costs.
Click here to get a quote and connect with our expert car insurance brokers and find the perfect plan for your needs.
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