Car insurance premiums in UAE may increase due to the following reasons:

Several factors can lead to an increase in car insurance premiums in the UAE:

Claims History: Filing multiple claims, even minor ones, can significantly increase premiums. Insurance companies view frequent claims as an indication of higher risk.

Age and Experience: While premiums generally decrease as drivers gain experience, factors like age-related risks can still influence premium adjustments.

Vehicle Modifications: Significant modifications to your vehicle, such as performance upgrades, can increase its value and potentially its risk profile, leading to higher premiums.

Changes in Coverage: Adding or increasing coverage levels, such as opting for higher deductibles or adding optional add-ons, will naturally increase the premium.

Market Factors: Changes in the overall risk profile of drivers in the UAE, economic conditions, and the overall cost of claims can also influence premium adjustments.

Increased Risk: If the insurance company reassesses your risk profile and determines that you pose a higher risk (e.g., due to a change in address to a higher-risk area), they may increase your premium.
 
Maintaining a clean driving record and carefully selecting coverage can help manage your premium costs.

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