Determining the right amount of car insurance coverage is a personal decision based on several factors. Here's a breakdown to help you decide:

• Value of your vehicle: If you own a high-value car, you'll need sufficient coverage to replace it in case of total loss.
• Financial situation: Consider your ability to pay out-of-pocket expenses versus what you want your insurance to cover.
• Driving history: A clean driving record may qualify you for lower premiums, but you still need adequate coverage.
• Risk tolerance: How much risk are you comfortable taking? Higher coverage limits provide greater peace of mind.
• Potential accident costs: Consider the potential medical bills and vehicle repair costs, especially if you're at fault.

Click here to get a quote, connect with our motor insurance experts, and find the perfect plan for your vehicle.