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Question:

Does car insurance cover scratches and dents?

Answer

Car insurance coverage for scratches and dents can be provided by comprehensive car insurance policies. Comprehensive insurance generally covers self-damage, third-party damage, vandalism, theft, or weather-related incidents, which will include scratches and dents. There might be excess to be paid to the garage in case of the severity of the scratch/dent. Third-party insurance, on the other hand, typically only covers damages caused by your vehicle to other vehicles or property in an accident and may not include coverage for scratches and dents to your own vehicle.

It's important to review the details of your insurance policy to understand the specific coverage offered for scratches and dents.

Click here to get in touch with our insurance brokers to know about the coverage in your car insurance policy. 

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