The terms ‘Excess’ or ‘Deductible’ refer to the amount that the customer will have to pay under comprehensive policy towards the repair of his vehicle in case of non-recoverable own damage claims. Deductibles are provided only in comprehensive policies to generally lower the incidence of claims. It is a predetermined sum agreed upon when purchasing the policy. Understanding how excess works is crucial to avoid any surprises during the claims process. To know more about the deductibles in your car insurance policy, get in touch with us today.