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Question:

How does car insurance work in Dubai?

Answer

Car insurance is a legal requirement for vehicle owners in Dubai, to protect against potential damage, accidents, and liabilities. There are two types of car insurance coverage that you can purchase in UAE: Comprehensive and Third-party liability. Comprehensive insurance provides coverage for damage to your own vehicle as well as third-party liabilities, while third-party liability insurance covers only damage to third-party vehicles or property. Insurance premiums are determined based on factors such as the car's value, age, and driver's history. It is advisable to get insurance through qualified and experienced experts like Gargash Insurance Brokers who can help you make the right choice. In case of an accident, policyholders need to report the incident to their insurance provider and submit the necessary documents for claim processing. It's important to compare insurance policies and understand the coverage and exclusions before selecting the most suitable option for your needs.

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