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Question:

Does car insurance in UAE cover theft?

Answer

Motor insurance in UAE covers theft of the vehicle and personal belongings, but it has some conditions as follows:

  • Comprehensive coverage: Coverage against vehicle or personal belonging theft is provided under comprehensive car insurance.
  • Third-party only: Basic third-party liability policies usually do not cover theft.
  • Policy fine print: Review your policy wordings to understand the specific terms for theft coverage
  • Deductibles: Be aware of any deductibles that apply in case of theft.
  • Reporting theft: If your car is stolen, report it to the police and your insurance company immediately.

 

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