Question:
Does car insurance in UAE cover theft?
Answer
Motor insurance in UAE covers theft of the vehicle and personal belongings, but it has some conditions as follows:
- Comprehensive coverage: Coverage against vehicle or personal belonging theft is provided under comprehensive car insurance.
- Third-party only: Basic third-party liability policies usually do not cover theft.
- Policy fine print: Review your policy wordings to understand the specific terms for theft coverage
- Deductibles: Be aware of any deductibles that apply in case of theft.
- Reporting theft: If your car is stolen, report it to the police and your insurance company immediately.
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