In UAE, the grace period for renewing health insurance in the UAE is typically 30 days. However, some providers may or maynot offer a shorter grace period, such as 15 days, so its best to check with your specific insurer. If you renew before the policy expiry date, you can avoid penalties and maintain continuous coverage. 

During the grace period:

• Your policy is considered lapsed
• You will not be covered for medical claims
• Late renewal may result in penalties and fines
• Coverage benefits may be interrupted

If you fail to make the payment within the grace period, your medical insurance will be cancelled, and you will not be able to enjoy coverage benefits in case of health emergencies. Additionally, insurance providers may charge penalties for late payments. Therefore, to ensure uninterrupted coverage, it is essential to renew your policy before the policy expiry date.