No, cancellation charges apply and note that cancellation can only be done, if the member has canceled their visa (individual & groups) or has proof of another active insurance policy (groups)

Due to medical insurance being mandated by law, mid-term cancellation can only be done if the member can provide the following documents:

• ·        Visa cancellation copy

Or

• ·        Application for a new insurance policy.

A cancellation fee may not be applied in this case; however, a deletion clause will be applied such as no refund for the cancellation and/or a short-term deletion clause period will be applied.