UAE law stipulates that medical insurance must include maternity coverage at minimum standards set by the Health Authorities of each emirate. Maternity insurance in Dubai typically covers prenatal care, childbirth (both normal delivery and C-section), and postnatal care, though there may be waiting periods and limitations. A comprehensive maternity insurance policy will cover the costs of your pregnancy from end-to-end. While all insurers must provide this essential maternity coverage, the specific terms and extent of the coverage can vary between insurance plans.

Comprehensive health insurance plans typically offer more extensive coverage compared to basic plans, so it's recommended to consider comprehensive options. Some of the top insurers offering comprehensive maternity coverage in the UAE include Orient Insurance, Dubai Insurance, Sukoon Insurance, Orient Takaful Insurance, Takaful Emarat Insurance, Dubai National Insurance (DNI), and Cigna Insurance. When choosing a maternity insurance plan, it's important to compare the coverage, costs, and terms across different providers to find the best fit for your needs.

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