Individual Health Insurance: This type of policy covers only one person, typically the policyholder themselves. It provides coverage for the individual's medical expenses, such as doctor visits, hospitalisations, surgeries, and medications.

Family Health Insurance: This policy covers a group of individuals, usually consisting of the policyholder, their spouse, and their dependent children. It offers comprehensive medical coverage for all family members, which is included in the policy.

Key Differences:

Coverage Scope: Individual plans cover only one person, while family plans extend coverage to multiple family members.

Premium Costs: Family plans generally have higher premiums than individual plans due to the increased number of covered individuals.

Eligibility Criteria: Eligibility criteria may vary slightly between individual and family plans, particularly regarding the definition of dependents.

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