Yes, policyholders can add critical illness cover as a rider to their existing health insurance policy.

Critical illness coverage provides financial protection against life-threatening diseases like cancer, heart stroke, heart surgery, and tumors, which require substantial medical care and with high cost of treatment. While the critical illness rider comes with an additional premium, it offers comprehensive coverage for long-term and serious illnesses that need expensive treatment.

Factors like the waiting period, the age of the insured, and the renewal age can impact the cost of the critical illness cover. It is important to carefully review the inclusions and exclusions of the policy to ensure it aligns with your specific medical needs and budget.

To know more, read our blog on critical illness insurance