Yes, a medical check-up is often required before obtaining health insurance in the UAE.

Pre-existing Conditions: The medical check-up helps the insurance company assess your health status and identify any pre-existing conditions which may impact premium paid for your policy

Premium Determination: The results of the medical check-up may influence the premium amount and coverage terms.

Exclusions: Pre-existing conditions may be subject to certain exclusions or limitations in your coverage. Usually there might be a stipulated waiting period for any health conditions which require insurance coverage.

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