Question:
Will I be covered for any pre-existing and chronic conditions?
Yes, but for Individual Cases, only if declared in the medical form.
For Groups – Major declarations are generally required, so in this case too it would be covered if declared.
Generally, a waiting period of six months may be applied, before you can get health insurance coverage for any declared pre-existing conditions. However, certain pre-existing and chronic conditions may not be covered if the medical condition falls under the health insurance Exclusion List.
You can check with an insurance broker for specific waiting periods that apply to the chosen health insurance plan.
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