Question:
What is the maximum age for coverage under individual health insurance policies in UAE?
Answer
The maximum age for coverage under an individual health insurance policy in the UAE varies depending on the insurer and the specific plan.
- Typical age limits: Many insurers have an upper age limit or entry age, ranging from 60 to 65. But this can change depending on insurers & coverage chosen
- Senior citizen insurance: Insurance companies offer specific coverage designed for senior citizens that covers a range of age-related illnesses.
- Renewability: Even if the initial policy has an age limit, it might be renewable for longer, subject to terms and conditions.
- Policy differences: It's essential to check with individual insurers about their age restrictions for new policies.
- Family plans: For family plans, coverage for three dependent children usually continues up to 18 years of age if provided by the employer (Abu Dhabi Emirate Specific). Such coverage is different for other emirates. These are subject to change as per UAE rules.
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