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Question:

What is not covered under health insurance in UAE?

Answer

All medical insurance plans have certain standard exclusions and any services mentioned under the same will not be covered.

Some of the excluded services are as below.

  • ·        Any treatment which is not medically indicated will not be covered.
  • ·        Treatment related to cosmetic enhancements will not be covered.
  • ·        Treatment related to obesity.
  • ·        Any Hazardous sports activity, suicide, etc. will not be covered.
  • ·        External prosthetic devices and medical equipment.
  • ·    Patient treatment supplies (including for example: elastic stockings, ace bandages, gauze, syringes, diabetic test strips, and like products; non-prescription drugs and treatments,) excluding supplies required as a result of Healthcare Services rendered during a Medical Emergency.

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