It's possible, but you'll likely need to pay out-of-pocket if the hospital isn't part of your chosen insurance network in the coverage. Some plans may offer partial reimbursement.

Here's what to keep in mind:

• Treatment at non-network hospitals is not usually covered.
• Some insurers allow claims submission for reimbursement.
• You may need to get pre-approval for planned treatments outside the network.
• Emergency treatment may be reimbursed, even at non-network facilities.
• Always review your policy terms or consult with your insurance broker for clarification.

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