Question:
Can I receive treatment at a hospital outside my insurance network?
Answer
It's possible, but you'll likely need to pay out of pocket if the hospital isn't part of your chosen insurance network in the coverage. Some plans may offer partial reimbursement.
Here's what to keep in mind:
- Treatment at non-network hospitals is not usually covered.
- Some insurers allow claims submission for reimbursement.
- You may need to get pre-approval for planned treatments outside the network.
- Emergency treatment may be reimbursed, even at non-network facilities.
- Always review your policy details or consult with your insurance broker for clarification.
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