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Question:

Can I get a second opinion covered under an individual health insurance policy in UAE?

Answer

Some individual health insurance policies in the UAE cover the cost of a second medical opinion.

  • Policy inclusion: Check your policy documents to see if second opinion coverage is included.
  • Designated doctors: Some insurers might have a network of doctors from whom you can seek a second opinion.
  • Coverage limits: There might be limits on the number of second opinions covered or the types of conditions for which a second opinion is allowed.
  • Preauthorization: Preauthorization from the insurer might be required before seeking a second opinion.
  • Claim process: Understand the claim process for getting reimbursed for a second opinion.

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