Losing employer-provided health insurance when changing jobs requires prompt action to avoid a lapse in coverage.

• New Insurance: You'll need to buy an individual health insurance policy to ensure continued coverage for you and your family.
• Waiting duration: Be aware that new policies will have a specified period before certain health conditions.
• Portability: Some insurers may offer portability options, allowing you to transfer your existing coverage to a new individual policy without serving new waiting periods, but this is not always available.

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