Losing employer-provided health insurance when changing jobs requires immediate action to avoid a lapse in coverage.

• Buy a new individual/family plan: You'll need to buy an individual health insurance policy to ensure continued coverage for you and your family.
• Waiting period: Be aware of waiting periods for specific conditions under the new plan or provide the Certificate of Continuity (COC) to waive off the waiting period.
• Portability options: Some insurers may offer portability options, allowing you to continue coverage with reduced or no waiting periods, however this is not always guaranteed.

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