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Question:

How do I file a claim for property damage if I have a valid Business insurance policy in UAE?

Answer

Filing a property damage claim requires a systematic approach. Here's a general guide:

  • Notify your insurer immediately: Contact your insurance provider immediately after the damage occurs.
  • Proof of damages: Document the damages by taking photos, recording videos, etc., before any repairs are started. This will enable seamless claim settlement.
  • Prevent more damage: Ensure steps are taken to limit the damages as much as possible. In the event of wilful damage, the claim amount might be reduced or rejected.
  • Complete a claim form: Your insurer will provide you with a form to complete.
  • Provide supporting documentation: Gather all relevant documents, such as invoices, repair estimates, and police reports (if applicable).

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