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Fire & Allied Perils

Fire & Allied Perils
Fire & Allied Perils

Fire & Allied Perils Policy

This policy provides indemnity against loss or damage to the insured property caused by insured perils.

Some of the perils covered by this policy are:
  • Fire
  • Lightning
  • Explosion
  • Aircraft and other aerial devices and/or articles dropped there from
  • Impact by vehicles (including own vehicles), horses or cattle
  • Earthquake
  • Storm or tempest, flood, bursting and overflowing of water tanks, apparatus or pipes
  • Riot and strike damage
  • Malicious damage
  • Theft following forcible entry to the premises or forcible exit from the premises.

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Property All Risk Property All Risk

Property All Risk

An “All Risks” policy to cover accidental loss or damage to the property subject to specified exclusions

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Business Interruption Business Interruption

Business Interruption

Insurance against losses in revenue due to an interruption in business following a material damage to the property

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Credit Credit

Trade Credit Insurance

Covers businesses against the risk of non-payment of the dues by customers

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Motor Fleet Motor Fleet

Motor Fleet

Ideal for businesses with large fleets to insure all their vehicles under one policy

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Machinery Breakdown Machinery Breakdown

Machinery Breakdown

Covers loss of damage to machinery due to electrical or mechanical breakdown

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Money Money

Money

Cover for loss of money whilst in transit , on premises including safe

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Burglary Burglary

Burglary

Covers loss or damage to property caused by theft, involving forcible entry to or exit from the premises

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Plate Glass Plate Glass

Plate Glass

Covers loss or damage to all fixed glass on an ‘all risks’ basis

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Fidelity guarantee Fidelity guarantee

Fidelity guarantee

Covers financial losses resulting from infidelity (dishonesty) of employees.

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Deterioration of Stock Deterioration of Stock

Deterioration of Stock

Covers deterioration of cold storage contents following a breakdown of the refrigerating machinery

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Livestock Livestock

Livestock

Insurance of livestock against death due to accident, disease, and theft

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Terrorism & Political Violence Terrorism & Political Violence

Terrorism & Political Violence

Covers loss or damage to property caused by terrorism and political violence

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