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NRI Personal Accident &

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Hemayati Plus

Life Insurance & Family Takaful Plan

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Hemayati Plus

Financial protection for your loved ones. Assured. Your family is very precious to you and you want to see them secure at all times. To deal with your concerns and give your family the best, we offer you HEMAYATI PLUS— Family Takaful Plan, which ensures high level of protection for your loved ones at a very attractive price. This plan offers you comprehensive and affordable coverage for a chosen period of time to suit your nee ds.

Monthly Premium Contribution

Protection Benefit Amount

Term

Age

Result

Result

Securing Your Future Together

Hemayati Plus

Life Insurance & Family Takaful Plan

Financial protection for your loved ones. Assured.

Business Insurance
Get higher protection at market competitive rates.
Business Insurance
5, 10 or 15 Years Term.
Choose to pay monthly or annual Contribution.
Fixed Contribution for fixed sum covered.
Business Insurance
No medical examination required.
Business Insurance
Guaranteed Maturity Bonus Payout.
Instant accident cover as soon as you buy the Plan.
Worldwide coverage — Offering complete peace of mind.
Business Insurance Dubai
Benefits
Minimum Entry Age 18 years
Maximum Entry Age 59 years
Maximum Age at Maturity 74 years
Maximum Term 15 years
You can pay your Monthly or Annual Contribution through credit card, bank transfer or cheque (only for annual mode payment).
Yes, provided you maintain your regular Contributions, the Plan is fully portable and can move around with you.
For your convenience this Plan has a grace period. All Regular Contributions must be paid within 28 days from the Contribution due date to avoid discontinuation of Protection Benefits.
The benefits available under this Plan are:

1.1. Family Takaful Benefits (Accident and Sickness ORAccident Only)

A built-in benefit that provides a lump sum payment if the Covered Member passes away during the term of the Plan. Family Takaful Benefit issued for any one Covered Member is limited to a maximum ofAED 500,000. In case, the underwriting process declines the 'Accident and Sickness' cover, only accidental cover is offered. Accident Only Benefit would be paid if death results directly and solely as a result of an Accident within 30 days of the accident.

1.2. Terminal Illness Benefit

This benefit becomes payable if the Covered Member is diagnosed as being terminally ill with a life expectancy of less than 12 months.

1.3. Guaranteed Maturity Bonus

Covered Members are eligible to receive a Bonus Payout if they continue paying all Contributions till maturity and no claims have been made. Guaranteed Maturity Bonus Table:
Term Bonus (as % of total Contributions)
5 Year Plan 25%
10 Year Plan 40%
15 Year Plan 50%
In case of a claim, the beneficiary may call or write to us. We will send a claim form to be completed and returned to us. We may ask for certificates or other evidence of claim. Address: SALAMA - Islamic Arab Insurance Company (P.S.C.) Family Takaful, P.O. Box 10214, Dubai, United Arab Emirates Tel No: 800 SALAMA (800725262) E-mail: claims@salamalife.ae [Registration No. (17) under Federal Law No. (6) of 2007].


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