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Revisiting ebp benefits
Now that the mandatory health insurance policies in Dubai,introduced from 1 January 2017, are due for renewal from 1 January 2018, let’s revisit some of the important features. The compulsory health insurance is essential basic cover package (EBP) covering all those earning under AED4,000 per month, irrespective of their age or condition. EBP includes outpatient consultancy at clinics, referrals to specialist and for surgical and pathology investigations, maternity health cover, emergency visit to hospital and any surgery required as well as medications. Employers have group insurance schemes for their employees. However, residents should go for a tailor-made cover for his dependants including spouse, minors and domestic house help. The beneficiary with basic ...

The Real Score of Meeting Medical Expenses
How prepared are the UAE residents as far as meeting medical expenses are concerned? Close to 50% of UAE respondents of a survey are concerned they will be unable to pay for their family’s or own medical expenses, above their mandatory employee coverage, according to a survey from the insurer Cigna released recently.  The findings from the 2017 Cigna 360o Well-being Survey showed that one in five respondents in the UAE tends to delay necessary health checks and 93% choose to self-medicate when unwell. The survey also indicates gaps in workplace health insurance benefits, with 45% respondents saying they pay for their out of pocket medical expenses, compared to 37% ...

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