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M.S.Madhumitha
M.S.Madhumitha

Ranjith

Results of the past two years, which has eroded the capital of some insurers as well, said Mr Mustafa Vazayil, Managing Director of Gargash Insurance Services.


Insurance policies for maids in the UAE – Medical Insurance & Employer’s Liability Insurance
It is common in the households of the UAE to have maids as cooks, cleaners, caretakers, drivers, babysitters etc. It is crucial that they are being taken care very well as they form an indispensable part of the family. It is reciprocal service that is intended upon the employers in return to the care and service they provide to the well being of the house and its members. Sponsoring them comes with the cost of a visa, salary, flights and basic living expenses. What is often overlooked is the basic health insurance – something that could cost the sponsors further. Insurance for a maid comes in two main forms: Health insurance and ...

An insight on Under-insurance
What is under-insurance? For properties that are of high value it is recommended that evaluation of your property is done by a professional valuation firm before values are fixed. This is to ensure that you are insuring the correct value of your building. When this does not happen, there is a risk that you are either under-insured or over-insured.. If you are over insured, you cannot be at benefit of your policy and on the contrary you lose out by paying additional premium due to high values insured. But if you under-insure, you will not be reimbursed to the full value of damages incurred. Effect of Under-insurance Assuming that you have declared ...

Directors & Officers Liability (D & O )
Directors & Officers Liability (D & O ) – WHAT, WHY, and for WHOM? D&O cover was first conceived in the late 19th century, and after a long period of its dormancy and unpopularity it was found spreading rapidly throughout the world since the 1980s. D&O insurance can be purchased by organizations of all shapes and sizes. The primary purpose of coverage is to protect an organization's Directors & Officers. Depending on the organization’s size the policy may also provide benefits to the entity itself. Directors and officers (D&O) liability insurance protects Directors & Officers from claims improper performance of professional duties. Lawsuits against board members and officers can result in huge ...

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