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M.S.Madhumitha
M.S.Madhumitha

Ranjith

Results of the past two years, which has eroded the capital of some insurers as well, said Mr Mustafa Vazayil, Managing Director of Gargash Insurance Services.


professional indemnity insurance cover in the uae
“To err is human” but in a highly competitive professional world, the margin for errors is very thin. A recent example is a Dh50million suit for compensation by a leading bank against a hotel. Ask any lawyer and you are bound to find a long list of civil suits. The issue becomes more serious when accusations of negligence are made against professionals. Professional Indemnity Insurance covers such as doctors, architects, engineers, lawyers, financial consultants, chartered accountants and contractors, can make errors while discharging their professional responsibility. Doctors are exposed to the risk of claims due to neglect, wrong treatment or diagnosis; engineers for faulty designs; lawyers for wrong advice etc. The professionals could find ...

when business is interrupted
The going may be good for your business, and thriving too. But things can go haywire abruptly, from a disastrous fire or any natural calamities, bringing despair and losses, making it impossible to continue trading. Not necessarily, if you have Business Interruption Insurance which covers the loss of gross profits (GP) that a business suffers after a disaster like fire or other catastrophes. The GP loss covered may be due to disaster-related dip in business turnover. Most standard property insurance policies taken by businesses cover only loss or damage to tangible items such as equipment and inventory, warehouses, office or store. Business Interruption Insurance differs from property insurance and the additional ...

Revisiting ebp benefits
Now that the mandatory health insurance policies in Dubai,introduced from 1 January 2017, are due for renewal from 1 January 2018, let’s revisit some of the important features. The compulsory health insurance is essential basic cover package (EBP) covering all those earning under AED4,000 per month, irrespective of their age or condition. EBP includes outpatient consultancy at clinics, referrals to specialist and for surgical and pathology investigations, maternity health cover, emergency visit to hospital and any surgery required as well as medications. Employers have group insurance schemes for their employees. However, residents should go for a tailor-made cover for his dependants including spouse, minors and domestic house help. The beneficiary with basic ...

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