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REnewal REvive REcur REplace
3 R’s of Renewal Revive: We make your "risk management" healthy at each renewal. Recur: We believe in long term relationships that will benefit you with an uninterrupted and invariable service. Replace: We believe in betterment and modernization and we ensure to keep your insurance policy updated to the best practices in the market at each renewal and striking off redundancies, if any. We at Gargash believe in high quality service which helps us in achieving our Vision. The anniversary or expiry of your insurance policy is a good time to review the insurance policy, to ensure your risks are adequately protected, make amendments to the values/details, and make changes to the coverage or even improving ...

Tightening The Risk Management On Buildings
In the recent past, we have witnessed quite a few incidents of large fires in buildings across the UAE. As a result, the insurers and the re-insurers have tightened their underwriting by  Increasing property insurance premium rates and imposing restrictive conditions in the insurance policies. The focus has shifted to proper risk management with respect to identifiable hazards in building construction and housekeeping. One of the major fire hazards that have been identified is the external panels (ACP Panels) of buildings containing combustible materials. This is commonly referred to as “Cladding”. The panels commonly contain a polyethylene core as the insulation material. These panels can easily ignite and the fire can ...

Expanding Distribution Horizons In The UAE
Insurers in the UAE have had to revaluate their performance either to adhere to the regulatory directives or because of mounting pressure by shareholders after the discouraging Results of the past two years, which has eroded the capital of some insurers as well, said Mr Mustafa Vazayil, Managing Director of Gargash Insurance Services. “All this is leading to a very slow change towards achieving a positive approach to underwriting. With the regulatory support, this trend will continue and the market will improve further because insurers now will have to go through this evolutionary scenario. As the regulator enforces it in a more robust manner, insurers will have no choice but to ...

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