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M.S.Madhumitha
M.S.Madhumitha

Ranjith

Results of the past two years, which has eroded the capital of some insurers as well, said Mr Mustafa Vazayil, Managing Director of Gargash Insurance Services.


What’s covered in fire insurance policies
There have been a number of fire incidents, including those on the high rises, in the UAE. Negligence on the part of building owners in following the fire safety code will mean that they will end up paying for the services by the authorities in case of a fire. A business owner who failed to ensure that his facility followed the fire safety code was handed a AED80,000 bill to cover the expenses for putting out the fire that broke out at his establishment.  The charges were based on the number of hours spent on extinguishing the fire, the number of fire engines and firefighter teams used, and workers and ...

pre-packaged-ebp-for-small-units
As part of the mandatory health insurance for all employees in Dubai, Small and Medium Enterprises (SMEs) are required to provide medical insurance to their staff. SMEs are defined as companies employing up to 100 staff, though some insurers consider higher limit of 150 employees to be included in the SME category. SME employees can be covered in group health insurance under pre-packaged pre-packaged medical insurance plans.  This is provided as group health insurance. Most of the insurers require minimum of 11 employees to be covered. If there are fewer than 10 employees, then individual underwriting would be required for all members, though some insurance companies can do for 10 ...

renewal of policy with another insurer
Preference and customer satisfaction are relative as far insurance services are concerned. They keep changing and customers often want to opt for another insurance company on learning that service is better or more benefits can be availed. Now that it’s time for renewal of the mandatory health insurance under the Essential Basic Plan prescribed by the Dubai Health Authority (from January 1, 2018 for those who have opted for it last year), whether a policyholder can take the policy from another insurance company ? Yes, they can take from any Preferred Insurer in the market. The DHA-approved insurers are: Axa Insurance, Ras Al Khaimah National Insurance Company, National Health Insurance ...

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